Pay Over Time
We’ve partnered with Bread Pay® so you can buy what you want now and pay later at a pace that works for you.
Pay at your own pace
Pay for your purchase over time at competitive interest rates.
Straightforward pricing
What you see is what you get. No hidden fees, prepayment penalties or compound interest.
Simple Application
Get a decision in seconds without affecting your credit score.
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*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 34.99% APR, resulting in, for example 48 monthly payments of $31.50 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.