Financing with Low Monthly Payments


EraGem has partnered with Bread® to offer easy financing to buy now and pay over time with up to 36 monthly payments.*


Checking your rate won’t affect your credit score. It takes seconds and is commitment-free.

You can prepay anytime for all or part of your loan. There is never a penalty for paying early.

Loans are offered up to $12,500. You can finance your purchase up to $25,000 with our split-pay option using a deposit from an alternate form of payment during checkout.

Purchases using Bread are straightforward. You know each month’s payment and the total cost, before you buy.

*The terms are for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR, or 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Unfortunately the Bread product is not offered in Idaho, Iowa and West Virginia at this time. Bread® loans are made by Cross River Bank, Member FDIC. 

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Monday-Friday 10-6pm
Saturday 10-4pm

12000 NE 8th St
Suite 101
Bellevue, WA 98005
(425) 454-1802
(800) 417-1925